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Live Life Covered.
We can connect you to the right plan and the best member support and care in the region.
Find the right plan for you
Individual & Family Health Insurance
Enjoy peace of mind knowing you can live life covered with affordable monthly premiums, $0 preventive and virtual care, and discounts on vision service, retail and more.
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Small & Large Business Health Insurance
We integrate coverage, care and service expertise into one solution. All designed to simplify health insurance for employers and provide an exceptional coverage and care experience for our members.
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Medicare Advantage Plan Options
Our Medicare Advantage plans offer all-in-one coverage that cares for the whole you. View our plan options offered in select counties within Iowa, Minnesota, North Dakota and South Dakota.
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Get the most from your health insurance
Preventive Care
Help your family stay healthy with routine checkups, screenings, and vaccinations.
Wellness
Get access to personalized programs and online tools that enhance your well-being.
Virtual Care
Get $0* 24-hour, 365-day online care – a convenient option for you and your busy family.
Pharmacy
Sanford Health Plan provides the most comprehensive pharmacy benefits plan available.
Healthy Pathways
Our nurse care coordinators are here to help you manage any special health needs or conditions.
Member Perks
Members receive discounted services through our network of qualified providers and retail partners.
Insurance can be complicated. Explore our resources.
What expired ACA premium tax credits mean for your 2027 health coverage
The enhanced premium tax credits under the Affordable Care Act (ACA) expired the end of 2025. While the enhanced premium tax credits expired at the end of 2025, you and your family may still qualify for a premium tax credit subsidy to help you pay for your health plan's monthly premiums.
How to Find Health Insurance After Losing Coverage
If you’ve lost your health insurance coverage, you have options no matter how long of a coverage gap you need to fill. Here’s what you need to know.
4 Steps to Finding the Right Coverage for You and Your Employees
Is cost your number one concern? What kind of coverage is most valuable? Learn how to gauge your coverage needs.
New to Medicare or Medicare Advantage? What You Need to Know
You have many coverage options with Medicare. We break down everything you need to know to make the right choice for your needs.